Timothy Jaap

Loan Officer



Branch Address

8980 E Raintree Drive Ste 130, Scottsdale, AZ 85260


Cell: (602) 568-0936

Office: (480) 385-1481

Gray Dot Circle


Average Rating Based on 183 Reviews

Find Out Why Borrowers love working with Timothy

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As a Mortgage Loan Originator that specializes in many loan types to include Conventional, FHA, VA, & USDA my attention to detail and availability/responsiveness allows for a smooth loan application experience. I am here to serve you and tailor a loan that meets your needs.

Contact me today to find out how I can help or apply now online!

Gray Dot Circle

I am here to serve you and tailor a loan that meets your needs

We have done two mortgages with Tim and several refinances on our properties.  He always gets us the best rates, compared to other companies, and is a pleasure to work with.  I recommend him to all of my friends.

Kristen L

Prescott, AZ

I tried to get this loan done with two local lenders and both of them were unable to help me.  Tim Jaap immediately was able to help and was able to get this loan done quickly and efficiently.

Scott S

Prather, CA

End-to-end, a very good experience.  Tim understood and captured my goals and created a plan to efficiently and concisely move my loan through the process.  I truly believe he’s the best at his role of anyone I know.

Krista K

Paradise Valley, AZ

I initially worked with Tim 5 years ago so I already had very high expectations. This time I wanted to refinance and I reached out to him at the end of 2020. As expected, Tim delivered and came through in time so I can close my refi before my mortgage payment was due. I got a great rate and he answered all of my questions and was very thorough and always available for my needs even after hours and around the Holidays. Tim’s commitment to customer service is unparalleled. Thumbs up. Bravo!!!

Christopher H

Gilbert, AZ

The experience was GREAT due to expert knowledge and responsiveness to any questions or requests.  What more can you ask for GREAT service!

Debra B

Anaheim, CA

I stick with Tim at Southwest Direct because he always does a fantastic job.

Benjamin V

Everett, WA

Arrows Right

Mortgage Programs Explained

There is no one-size-fits-all when it comes to mortgage lending. MiMutual has numerous loan options to fit every budget and situation. At MiMutual Mortgage, you can expect a one-on-one consultation to determine the right loan program for your unique situation.

Awards Pattern


President's Club Honoree

2017, 2018, 2019, 2020, 2021

Honored to be a President’s Club honoree.