Sheila Schmidt

Loan Officer



Branch Address

901 Saginaw St, Bay City, MI 48708


Cell: 989-780-8401

Office: 989-321-6523

Gray Dot Circle


Out of 5 Stars Based on 83 Reviews

Find Out Why Borrowers love working with Sheila

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Experienced Loan Officer with a demonstrated history of working in the financial services industry. Skilled in USDA loans, FHA loans, VA Loans, Conventional & Refinance. Strong finance professional with a passion for assisting individuals and families become homeowners.

Contact me today to find out how I can help or apply now online!

I was a first time home buyer. Shelia went above and beyond from start to finish.  She took my late night calls or text when I had worries or concerns without hesitation.  She made this an easy and comfortable process for me and I could never thank her enough!

Kelly C

Saginaw, MI

Sheila was great! She has expert knowledge and was able to answer all of our questions and concerns along the way. She was very understanding of any concerns we had ans addressed the immediately, even on days off. We really appreciated her hard work and dedication. My husband and I would most definitely recommend 👌

Chastity S

Hastings, MI

Sheila was awesome to work with! She was always super friendly and very punctual with delivering information during this process. Any question I had she made sure to answer so that I knew exactly what was going on.

Chelsea B

Central Lake, MI

Sheila goes above and beyond helping people. Step by step, she walked my client through the process always making sure he understood everything.   Sheila was great to work with and kept me up to date throughout the entire process. Everything came together smoothly!

Kristi Lambert


Sheila was very helpful and informative. This was my first home so I was new to the process and she kept me informed every step of the way. She is very easy to work with and you can tell she really values her relationship with clients.

Kristen W

Bay City, MI

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Mortgage Programs Explained

There is no one-size-fits-all when it comes to mortgage lending. MiMutual has numerous loan options to fit every budget and situation. At MiMutual Mortgage, you can expect a one-on-one consultation to determine the right loan program for your unique situation.